Vista Gardens — New Homes by M/I Homes

Current Builder Incentives

• ✦Star Spangled Savings June 22 - July 31, 2026 As America celebrates its 250th anniversary, enjoy limited-time savings inspired by the spirit of independence, opportunity, and new beginnings. During our Star Spangled Savings Event , M/I Homes is honoring this historic milestone with exclusive incentives that make homeownership more achievable than ever. Select a Quick Move-In Home Closing by 7/31 to Receive: 1/0 Rate Buydown on a 30-year VA Fixed-Rate Loan: Year 1 : 3.875% Rate / 5.7836% APR Years 2-30 : 4.875% Rate / 5.7836% APR 1/0 Rate Buydown on a 30-year FHA Fixed-Rate Loan: Year 1 : 3.875% Rate / 5.6347% APR Years 2-30 : 4.875% Rate / 5.6347% APR Plus , receive up to $10,000 in paid closing costs through M/I Financial Build Your Dream Home and Receive: Smart Series Homes: Half-off lot premium, free covered patio, and up to $10,000 in paid closing costs Classic Series Homes : Half-off design options up to $30,000, half-off lot premium, and up to $7,500 in paid closing costs
• ✦Move In Now, Receive Lower Payments Increase your homebuying power and decrease your rate today! Secure a 1/0 buydown with first-year rates as low as 3.875% / 5.6347% APR on a 30-year fixed FHA loan and paid closing costs through M/I Financial, LLC. Thinking about buying a move-in ready home but worried about high interest rates? Then we have great news! M/I Financial now offers you a program that dramatically lowers your payment for the first year of your mortgage, putting a great new home within your reach. Our 1/0 buydown makes it easier to buy a home today, rather than waiting for interest rates to drop. ✅ 1/0 Rate Buydown on a 30-year VA fixed-rate mortgage: Year 1: 3.875% Rate / 5.7836% APR Years 2-30: 4.875% Rate / 5.7836% APR ✅ 1/0 Rate Buydown on a 30-year FHA fixed-rate mortgage: Year 1: 3.875% Rate / 5.6347% APR Years 2-30: 4.875% Rate / 5.6347% APR ✅ Plus, receive up to $10,000 in paid closing costs through M/I Financial Secure more home for your money, more space for your family, and more savings in your pocket to enjoy the things you love most. With flexible and competitive financing options, the home you've been dreaming about is finally within reach. Contact our team today for more information!