Kings Gate — New Homes by M/I Homes

Current Builder Incentives

• ✦4.875% Rate / 5.882% APR On a 30-Year Conventional Loan With a 7/6 ARM Fixed for 7 Years September 24 - November 30, 2026 Make your dream of homeownership a reality. Discover how you could lock in an incredible 4.875% Rate / 5.882% APR on a 30-year conventional loan with a 7/6 ARM fixed for 7 years offered through M/I Financial, LLC—an exclusive, limited-time opportunity! New Low Rate The Opportunity to Own a New Home Is Now More Attainable Than Ever For a limited time, you can secure an exclusive 4.875% Rate / 5.882% APR on a 30-year conventional loan for the first 7 years of owning your new home. With this special program, offered through M/I Financial, LLC, there’s never been a better time to buy! Special rate—30-year conventional loan with a 7/6 ARM fixed on homes that close by November 30th, 2026: Years 1–7: 4.875% Rate / 5.882% APR Years 8–30: Interest rate and payment adjust every 6 months based on index rate changes Why Choose This Special Rate? Lower Monthly Payments: Enjoy more affordable payments for your first 7 years More Buying Power: Take advantage of a lower rate to purchase your ideal home Peace of Mind: Lock in your rate now and move into a new, high-quality M/I Home Limited Time Only: This exclusive offer is available for homes that close by November 30th, 2026 Whether you’re upgrading, relocating, or buying your first home, now is the perfect time to buy. Ou
• ✦Now Offering a 5.25% Rate / 6.15% APR September 16 - December 31, 2026 Lock in a 5.25% Rate / 6.15% APR on a 30-year fixed FHA loan offered through M/I Financial, LLC on select Quick Move-In homes. This offer won’t last long. Right now, we're offering limited-time incentives with M/I Financial, LLC on select Quick Move-In homes throughout Southwest Florida's most desirable neighborhoods. ✓ 30-year fixed FHA Loan Rate as Low as 5.25% / 6.15% APR This amazing offer won't last long, so contact our team today to schedule an appointment!
• ✦Receive a Long-Term Rate Lock With a Float-Down Bonus – Build Your Home With Certainty! September 16, 2026 - May 28, 2027 Whether rates go up or down, we've got you covered! Details: Do you want to build your dream home but unsure if rates will go up or down? If you purchase your M/I Home and close by May 28th , 2027, you can lock in the following interest rate—so you don’t have to worry if rates go up or down later: 30-Year Fixed FHA : 6.25% Rate / 7.34% APR 30- Year Fixed VA : 6.25% Rate / 6.913% APR 30- Year Fixed Conventional : 6.25% Rate / 6.89% APR If rates go down before you close, you can still get the lower rate with a Float Down Bonus! This one-time option gives you the best of both worlds—protection if rates rise, and savings if they fall. Take the "un" out of uncertainty and feel certain that now IS the time to buy. M/I Homes is offering certainty and flexibility as you plan your move!
• ✦20k Your Way October 12 - November 8, 2026 Enjoy up to $20,000 in Flex Cash on select homes throughout our Southwest Florida communities and put the savings toward what matters most to you Details Your new home may be closer than you think. With 20K Your Way , you can receive up to $20,000 in Flex Cash on select homes across our Southwest Florida communities and put the savings where it matters most. Use your Flex Cash toward: 💰 Closing Costs Reduce your upfront expenses and make your path to homeownership more affordable. 🏠 Lower Your Purchase Price Apply your Flex Cash toward the purchase price of your new home and maximize your savings. 🔑 Design Upgrades & Home Enhancements Use your Flex Cash to enhance your To Be Built home with additional features and options.
• ✦$50K Your Way at Palmera at Wellen Park October 8 - November 8, 2026 Personalize your Palmera single family home with up to $50,000 in flex cash. Take advantage of this limited-time opportunity to create a home that fits your lifestyle while maximizing your value. Details Your dream home should reflect your unique style and needs. With $50K Your Way, you'll have the flexibility to invest where it matters most and personalize your homebuilding journey from start to finish. Use your flex cash toward: ✨ Designer Finishes & Selections Choose the colors, materials, and finishes that bring your vision to life. 🏡 Home Upgrades & Enhancements Add features that elevate your everyday living experience and make your home uniquely yours. 💰 Closing Costs Reduce your upfront expenses and make your path to homeownership even smoother.