Hawthorne Ranch — New Homes by M/I Homes

Current Builder Incentives

• ✦4.875% Rate / 5.6236% APR FHA 30-Year Fixed Loan BEAT THE HEAT with a 4.875% Rate / 5.6236% APR FHA 30-year fixed loan or 4.875% Rate / 5.4339% APR on a 30-year fixed VA loan offered through M/I Financial, LLC for a limited time on select Quick Move-In homes. For a limited time, on select Quick Move-In homes you can secure an exclusive 4.875% Rate / 5.6236% APR on a 30‑year fixed FHA loan or 4.875% Rate / 5.4339% APR on a 30-year fixed VA loan. With this special financing opportunity from M/I Financial, LLC, there’s never been a better moment to make your move. Why Take Advantage of This Special Rate? ✨ Lower Monthly Payments Enjoy significantly reduced payments ✨ Increased Buying Power A lower introductory rate means you can afford more of the home you truly want ✨ Peace of Mind Secure your rate now and settle into a beautifully crafted, high quality M/I Home ✨ Limited-Time Opportunity This exclusive offer valid only on new contracts written on or after July 15, 2026 and by October 31, 2026. Whether you're moving up, relocating, or purchasing your very first home, now is the perfect time to buy. The interest rate of 4.875% is based on a 30-year fixed rate FHA loan with a sales price of $411,000 and a loan amount of $396,615. Financed amount is $403,556 which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The ANNUAL PERCENTAG
• ✦1st-Year Rates as Low as 2.875% Rate / 5.6236% APR With a 2/1 Buydown on a 30-Year Fixed FHA loan This is your chance to lock in an incredible rate through M/I Financial, LLC! Don't snooze on our selection of below-market rates on select Quick Move-In homes that can close by November 30, 2026. Don't snooze on these below-market rates! Your dream home is waiting. ✨ Take advantage of our current rate promotions on select Quick Move-In homes that can close by November 30, 2026, and choose the best way to save : ✓ 2/1 buydown on a 30-year fixed FHA mortgage: Year 1: 2.875% Rate / 5.6236% APR Year 2: 3.875% Rate / 5.6236% APR Years 3–30: 4.875% Rate / 5.6236% APR ✓ 2/1 buydown on a 30-year fixed VA mortgage: Year 1: 2.875% Rate / 5.4339% APR Year 2: 3.875% Rate / 5.4339% APR Years 3–30: 4.875% Rate / 5.4339% APR Contact us today to schedule your appointment and learn how you can save hundreds on your monthly payments!
• ✦5.5% Rate / 5.72% APR 30-Year Fixed Conventional Loan 5.5% Rate / 5.72% APR 30-year fixed conventional loan offered through M/I Financial, LLC on select Quick Move-In homes that can close by
• ✦Long-Term Rate Lock With a Float-Down Bonus Lock in your limited-time, below-market rate now – and still get a better one if rates drop. Thinking about buying a home later this year? Here’s a smart way to save— if you go under contract on your new home on or after August 4, 2026, and plan to close by March 31, 2027, you can lock in one of the following interest rates—so you don’t have to worry if rates go up later: 30-Year Fixed FHA: 5.875% Rate / 6.226% APR 30-Year Fixed VA: 5.875% Rate / 6.167% APR 30-Year Fixed Conventional: 5.875% Rate / 5.968% APR And here’s the best part: if rates go down before you close, you can still get the lower rate. This one-time option gives you the best of both worlds, protection if rates rise and savings if they fall. It’s all about giving you more confidence and flexibility as you plan your move. Contact us to schedule your appointment and learn how to save hundreds on your monthly payments!
• ✦Save BIG this Summer With a Free Pool & More Find a home that's uniquely yours. Whether you're ready to move now or build and personalize from the ground up, our communities in Tampa's most desirable neighborhoods are the perfect place to call home. Summer savings won't last forever. Find your dream home at M/I Homes and take advantage of limited-time opportunities to personalize your space, enjoy top Tampa-area locations, and make your move before summer ends. 🏡☀️ On Select To-Be-Built Landmark Series Homes in Shortgrass at Two Rivers: ✓ FREE POOL OR ✓ 50% Off Select Home Upgrades up to $75,000 PLUS ✓ Up to $20,000 in Paid Closing Costs (Offered through M/I Financial, LLC.) On Select To-Be-Built Landmark Series Homes in Connerton: ✓ FREE POOL OR ✓ 50% Off Select Home Upgrades up to $50,000 PLUS ✓ Up to $20,000 in Paid Closing Costs (Offered through M/I Financial, LLC.) On Select To-Be-Built Landmark Homes: ✓ 50% Off Select Home Upgrades up to $50,000 PLUS ✓ Up to $20,000 in Paid Closing Costs (Offered through M/I Financial, LLC.) On Select To-Be-Built Smart Series Premier Homes: ✓ 50% Off Select Home Upgrades up to $50,000 PLUS ✓ Up to $20,000 in Paid Closing Costs (Offered through M/I Financial, LLC.) On Select To-Be-Built Smart Series Essentials Homes: ✓ 50% Off Select Home Upgrades up to $30,000 PLUS ✓ Up to $20,000 in Paid Closing Costs (Offered through M/I Financial, LLC
• ✦Fly and Buy Schedule a tour and get up to $2,000 towards your airfare and accommodations when you purchase an M/I Home. Envision a life where every day feels like a getaway in your new home. From tranquil mornings to relaxing evenings, experience unparalleled luxury and comfort. Schedule a tour and get up to $2,000 towards your airfare and accommodations when you purchase an M/I Home. Contact us today to schedule your appointment and make this dream a reality!