Bailey Farm — New Homes by M/I Homes

Current Builder Incentives

• ✦Lower Payments Increase your home-buying power and decrease your rate with our 2/1 buydown, featuring first-year rates as low as 3.875% rate / 6.076% APR on a 30-year fixed conventional loan, offered through M/I Financial, LLC, for new homes that can close by October 30th. 2026. Thinking about buying a new home, but worried about high interest rates? Then we have great news. 2/1 Buydown M/I Financial now offers you a program that dramatically lowers your payments for the first two years of your loan, putting a great new home within your reach. Our 2/1 buydown on a 30-year fixed conventional loan helps make it easier to buy a home today, rather than waiting for interest rates to drop: Year 1: 3.875% Rate / 6.076% APR Year 2: 4.875% Rate / 6.076% APR Years 3-30: 5.875% Rate / 6.076% APR Or for a limited time, you can secure a 2/1 buydown 30-year fixed FHA loan: Year 1: 3.25% Rate / 5.445% APR Year 2: 4.25% Rate / 5.445% APR Years 3-30: 5.25% Rate / 5.445% APR Long-Term Rate Lock M/I Financial, LLC is also offering a long-term rate lock on qualifying Quick Move-In homes. For a limited time, you can lock in with a 6.25% Rate / 6.455% APR on a 30‑year fixed conventional loan through M/I Financial, LLC. Schedule an appointment today to learn how you can secure one of these rates.